Motorcycle Loans
We want our members to chase sunsets, not financing. That's why we offer same-day decisions on motorcycle loans.
- Dealer or private party sales
- New or used
- Same-day decisions
- Weekly or bi-weekly payments available
- Loan will be held and serviced right here at HRCU
- Extended warranties and GAP policies available for both new and used bikes
- Life/Disability payment insurance available to eligible borrowers
Motorcycle Loan Rates
Effective Date: Friday, January 17, 2025
| Term | APR* | Finance Up To | Min. Finance Amount | Monthly Payment/$1,000 |
|---|---|---|---|---|
| 24 - 36 Months | 2.99% | 100% LTV | $5,000 | $29.08 |
| 37 - 48 Months | 3.49% | 100% LTV | $15,000 | $22.56 |
| 49 - 60 Months | 3.99% | 100% LTV | $20,000 | $18.42 |
| 61 - 72 Months | 4.49% | 100% LTV | $20,000 | $15.88 |
*Rate shown is annual percentage rate (APR) and subject to change without notice. Loan APR based on evaluation of credit worthiness and ability to repay. Rates listed are with .25% discount for an active HRCU checking account with direct deposit, a .15% discount for an automatic payment on your HRCU motorcycle loan, and a .10% discount for member loyalty (2 year minimum). Model Year 2008 to 2013: Add .25% to rate.
Payment Example: A $5,000 motorcycle loan with a rate of 2.99% for 36 months, monthly payment is approximately $145.36. Total finance charge is approximately $234.36.
HRCU does not finance model years older than 2008.
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