Elements of Money

Member Perks

To join Elements of Money, members simply need to open a share (savings) account with a $5.00 deposit.

As a member, teens have access to a variety of program benefits including:

• No minimum balance, no monthly charge checking account that allows you to write up to four checks/month at no cost
• Additional checks are 50 cents each
• One box of free checks per year
• ATM card or debit card with no annual fee
• Elements of Money members can open a Certificate of Deposit (CD) with just $100 – $1000 and earn a higher rate of return than a share account

Interactive Website

Elements of Money's interactive website combines technology, education and social media to make access to the following information easy:

• Monthly podcasts
• Quarterly promotions with prizes and incentives such as scholarships, gift cards and music downloads
• Financial articles
• Videos
• Education modules
• Quizzes