Online & Mobile Banking

• Access Online Bill Pay and e-Statements with one sign-on
• View balances on all of your accounts in real-time
• Conduct transfers between accounts
• Make loan payments from your HRCU account
• Check account history
• View copies of each check that has cleared your account, front and back, and print copies at no cost
• Purchase certificates of deposit
• Place stop payments
• Built-in personal financial management and budgeting tool
• Customize your dashboard so you can stay organized

• View balances on all your accounts in real-time
• Find current rate information
• Conduct transfers between accounts
• Make loan payments from your HRCU account
• Pay bills
• Check account history
• locate ATM and branch locations

Save a trip and take advantage of Mobile Deposit Capture to deposit your personal and business checks safely and securely at anytime from anywhere!

Find the Mobile Deposit Capture feature on your HRCU Mobile Banking app via your mobile device.* Then, simply snap a picture of the front and back of your endorsed check (please also write “For Mobile Deposit Only HRCU Account  #_______” beneath your signature)** and follow the easy on-screen instructions to complete your transaction.***

Check out the FAQs for more information.

CardValet is an easy-to-use tool to help prevent fraud by controlling when, where and how debit and credit cards are used through the CardValet app. With the CardValet app, you can turn your card “On” or “Off” and control card usage and spending, all through your mobile device. For more information please see our CardValet FAQs. 

CardValet is available in the Apple App Store and Google Play Store, download it today!

FICO^® SCORE EDUCATION

At HRCU, we empower our members to achieve a brighter financial future. That's why, we are providing members access to their FICO^® Score.

Since your FICO^® Score can be one of the most influential and valuable pieces of financial information, especially to financial institutions, we want to ensure our members have access to their score and understand the specifics behind how it is determined.

For answers to the complete set of potential questions you may have about FICO^® Scores, please view the complete FICO^® Score FAQs or Understanding FICO^® Scores by clicking on the icons below.

FICO is a registered trademark and "The score lenders use" is a trademark of Fair Isaac Corporation in the United States and other countries. HRCU and Fair Isaac are not credit repair organizations as defined under federal and state law, including the Credit Repair Organizations Act. HRCU and Fair Isaac do not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating.

• Members who sign up get instant notifications for their account via email and/or text
• Opt to receive reminders if your balance reaches a certain threshold
• Receive automatic reminders for upcoming payments

• Access your statements at your convenience - at home, at work, or when traveling.
• Review your previous statements (up to 12 months of statements are available).
• Receive an email notification when a statement is ready to view.
• Statements are easily downloaded and saved to your personal computer.
• Help prevent identity theft by reducing the amount of your personal financial information that travels in the mail.
• Sign up for online banking and enjoy the benefits of e-Statements.

• Simple - Only the sender has to have a checking account and be a registered online/mobile banking user at HRCU
• Secure - You will not see the receiver’s account information and they will not see yours
• Convenient - No need to send a check or make a cash withdrawal, the payment will be processed through Bill Pay

New payees must be established in Bill Pay using Online Banking and the "Pay a Person" option found under the Payments tab. Once the initial set up is completed, payments can be made using your preferred method of online or mobile banking.